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Since 1936, BlueCross BlueShield has helped millions of people live healthier lives. Today, it is the most recognized health brand in the country, trusted by more Americans than any other. Whether you're considering BlueCross BlueShield plans or are already a valued member, BlueCross BlueShield is here to guide you with a level of care and service you deserve.
Platinum EX Plus
Platinum Classic
Platinum POS Plus
Gold Classic
Gold 250D
Silver POS 8200 HDHP
Silver Classic
Bronze POS 8000
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Headquartered in Buffalo, New York, Independent Health is a not-for-profit health plan that continually aims to provide its community with innovative health-related products and services, which enable affordable access to quality health care. Its award-winning customer service, dedication to quality health care and unmatched relationships with physicians and providers has allowed Independent Health to be consistently recognized as one of the highest-ranked health insurance plans in the nation.
FlexFit Platinum
iDirect Gold Copay
iDirect Silver Copay HSAQ
Standard Silver
iDirect Bronze Coinsurance HSAQ
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Since 1936, BlueCross BlueShield has helped millions of people live healthier lives. Today, it is the most recognized health brand in the country, trusted by more Americans than any other. Whether you're considering BlueCross BlueShield plans or are already a valued member, BlueCross BlueShield is here to guide you with a level of care and service you deserve.
Platinum EX Plus
Platinum Classic
Platinum POS Plus
Gold Classic
Gold 250D
Silver POS 8200 HDHP
Silver Classic
Bronze POS 8000
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Groups: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Headquartered in Buffalo, New York, Independent Health is a not-for-profit health plan that continually aims to provide its community with innovative health-related products and services, which enable affordable access to quality health care. Its award-winning customer service, dedication to quality health care and unmatched relationships with physicians and providers has allowed Independent Health to be consistently recognized as one of the highest-ranked health insurance plans in the nation.
Passport Plan Local Platinum
Passport Plan National Gold HSAQ
FlexFit Platinum
iDirect Gold Copay
iDirect Gold Copay (Option 3)
Activate Gold
iDirect Silver Copay
iDirect Silver Coinsurance HSAQ
iDirect Bronze HSAQ
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Groups: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
Platinum EPO 3
Gold EPO 14
Gold EPO 2 HDHP
Silver EPO 3 HDHP
Bronze EPO 2
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Groups: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Since 1936, BlueCross BlueShield has helped millions of people live healthier lives. Today, it is the most recognized health brand in the country, trusted by more Americans than any other. Whether you're considering BlueCross BlueShield plans or are already a valued member, BlueCross BlueShield is here to guide you with a level of care and service you deserve.
Forever Blue PPO 799 Custom
Forever Blue Medicare PPO 799 Standard/Low
Forever Blue Medicare PPO 799 OOA (Non NY Residents)
Senior Blue HMO 699 Custom
Forever Blue 799 (PPO) Plan LC1
Community Blue Signature 1 (HMO) Erie/Niagara County Residents
Community Blue Signature 2 (HMO) Allegany, Cattaraugus, Chautauqua County Residents
Community Blue Signature 3 (HMO) Genesee, Orleans, Wyoming County Residents
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Bar Association of Erie County Medicare 699/799 SD
Census Form
Headquartered in Buffalo, New York, Independent Health is a not-for-profit health plan that continually aims to provide its community with innovative health-related products and services, which enable affordable access to quality health care. Its award-winning customer service, dedication to quality health care and unmatched relationships with physicians and providers has allowed Independent Health to be consistently recognized as one of the highest-ranked health insurance plans in the nation.
Medicare Encompass F (HMO-POS)
Medicare Passport Standard (PPO)
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
Base USACare PPO Base 20/40
USACare PPO BuyUp 10/15
Preferred Gold HMO-POS Standard
Preferred Gold HMO-POS Buy-Up
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Dental Insurance (Guardian)
Vision Insurance (Guardian)
Supplemental Insurance (Guardian)
Guardian Enrollment
Guardian Enrollment Application
Guardian Enrollment Kit - All Plans
LifeLock
With LifeLock, a leader in identity theft protection, you will enjoy exclusive members-only protection services, including proprietary identity monitoring with technology that scans a trillion data points a day looking for many kinds of threats that can lead to identity theft. LifeLock alerts you to identity threats, and if there’s a problem, a dedicated Identity Restoration Specialist will immediately get on the case and work with you to help fix it. If needed, LifeLock will even spend up to $1 million on lawyers and experts to help restore your identity—guaranteed.
Learn More
Wishbone Total Pet
Excellus BlueCross BlueShield is part of a family of companies that finances and delivers vital health care services to about 1.6 million people across upstate New York. Excellus BCBS provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. Excellus BCBS is a nonprofit independent licensee of the BlueCross BlueShield Association.
Bronze Select HDHP
Gold Select
Platinum Select
Platinum Standard
Silver Select HDHP
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
Premier Platinum 1 — coming soon
Premier Plus Gold 1
Premier Silver 1
Premier Plus Silver 3 HDHP
Premier Plus Bronze 3 HDHP
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Excellus BlueCross BlueShield is part of a family of companies that finances and delivers vital health care services to about 1.6 million people across upstate New York. Excellus BCBS provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. Excellus BCBS is a nonprofit independent licensee of the BlueCross BlueShield Association.
Simply Blue Bronze 3
Simply Blue Plus Gold 5
SimplyBlue Plus Gold 19
Simply Blue Plus Silver 2
Simply Blue Plus Platinum 2
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
AGIF Excellus Form
Excellus Group Enrollment Form
Census Form
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
EPO Platinum 1
EPO Gold 1
EPO Silver 7
EPO Silver 3 HDHP
EPO Bronze 7
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
MVP Enrollment Change Form HMO
MVP Enrollment Change Form EPO/PPO
Census Form
Excellus BlueCross BlueShield is part of a family of companies that finances and delivers vital health care services to about 1.6 million people across upstate New York. Excellus BCBS provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. Excellus BCBS is a nonprofit independent licensee of the BlueCross BlueShield Association.
Excellus Medicare Blue Choice Optimum (HMO-POS)
Excellus Medicare Blue Choice Summary Core, Prime (HMO)
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Medicare Blue Choice® (HMO) and (HMO-POS) Individual Enrollment Form
Census Form
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
Base USACare PPO Base 20/40
USACare PPO BuyUp 10/15
Preferred Gold HMO-POS Standard
Preferred Gold HMO-POS Buy-Up
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Dental Insurance (Guardian)
Vision Insurance (Guardian)
Supplemental Insurance (Guardian)
Guardian Enrollment
Guardian Enrollment Application
Guardian Enrollment Kit - All Plans
LifeLock
With LifeLock, a leader in identity theft protection, you will enjoy exclusive members-only protection services, including proprietary identity monitoring with technology that scans a trillion data points a day looking for many kinds of threats that can lead to identity theft. LifeLock alerts you to identity threats, and if there’s a problem, a dedicated Identity Restoration Specialist will immediately get on the case and work with you to help fix it. If needed, LifeLock will even spend up to $1 million on lawyers and experts to help restore your identity—guaranteed.
Learn More
Wishbone Total Pet
300 Corporate Parkway, Suite 200N
Amherst, New York 14226
lgraff@ahrensfinancial.com
Phone: (716) 831-8180
Toll Free: (800) 852-5570
Fax: (716) 862-0348