 
                                        Select a Plan below.
We can also provide customized Large Group Plans for firms of 101+ employees. Contact us today to learn more.
Since 1936, BlueCross BlueShield has helped millions of people live healthier lives. Today, it is the most recognized health brand in the country, trusted by more Americans than any other. Whether you're considering BlueCross BlueShield plans or are already a valued member, BlueCross BlueShield is here to guide you with a level of care and service you deserve.
                            Platinum EX Plus
                            Platinum Classic
                            Platinum POS Plus 
                            Gold Select
                            Silver PPO 8100 HDHP
                            Silver POS 8100 HDHP
                            Silver Classic
                            Bronze POS 8000
                            
                        
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Headquartered in Buffalo, New York, Independent Health is a not-for-profit health plan that continually aims to provide its community with innovative health-related products and services, which enable affordable access to quality health care. Its award-winning customer service, dedication to quality health care and unmatched relationships with physicians and providers has allowed Independent Health to be consistently recognized as one of the highest-ranked health insurance plans in the nation.
                           FlexFit Platinum
                            iDirect Gold Copay
                            iDirect Copay HSAQ
                            Standard Silver
                            iDirect Bronze HSAQ
                        
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Since 1936, BlueCross BlueShield has helped millions of people live healthier lives. Today, it is the most recognized health brand in the country, trusted by more Americans than any other. Whether you're considering BlueCross BlueShield plans or are already a valued member, BlueCross BlueShield is here to guide you with a level of care and service you deserve.
                            Platinum EX Plus
                            Platinum Classic
                            Platinum POS Plus
                            Gold Select
                            Silver PPO 8100
                            Silver POS 8100 HDHP
                            Silver Classic
                            Bronze POS 8000
                            
                        
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Groups: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Headquartered in Buffalo, New York, Independent Health is a not-for-profit health plan that continually aims to provide its community with innovative health-related products and services, which enable affordable access to quality health care. Its award-winning customer service, dedication to quality health care and unmatched relationships with physicians and providers has allowed Independent Health to be consistently recognized as one of the highest-ranked health insurance plans in the nation.
                            Passport Local Platinum
                            Passport Plan National Platinum
                            FlexFit Platinum
                            iDirect Gold Copay
                            iDirect Gold Copay (Option 3)
                            Flexfit Platinum (Option 2)
                            iDirect Silver Coinsurance HSAQ
                            iDirect Silver Copay
                            iDirect Bronze HSAQ
                            Activate Gold
                        
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Groups: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Since 1936, BlueCross BlueShield has helped millions of people live healthier lives. Today, it is the most recognized health brand in the country, trusted by more Americans than any other. Whether you're considering BlueCross BlueShield plans or are already a valued member, BlueCross BlueShield is here to guide you with a level of care and service you deserve.
                            
                            BlueSaver HMO
                            Forever Blue PPO 751
                            Forever Blue PPO 799 Custom
                            Forever Blue Medicare PPO 799 Standard/Low
                            Forever Blue Medicare PPO 799 OOA (Non NY Residents)
                            Forever Blue PPO Value
                            Freedom Nation PPO
                            Senior Blue HMO 651 Part D
                            Senior Blue HMO 699 Custom
                            
                            Senior Blue Basic HMO
                            Senior Blue Select HMO
                      
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Bar Association of Erie County Application HMO 699, 799 CUSTOM,799 LOW
                          Forever Blue PPO Value; Senior Blue Select, Senior Blue HMO 651, Forever Blue PPO 751
                          Bar Association of Erie County Application WNY 799 OAA (Non-NY Residents) 
                          
  							
Census Form
                       
Headquartered in Buffalo, New York, Independent Health is a not-for-profit health plan that continually aims to provide its community with innovative health-related products and services, which enable affordable access to quality health care. Its award-winning customer service, dedication to quality health care and unmatched relationships with physicians and providers has allowed Independent Health to be consistently recognized as one of the highest-ranked health insurance plans in the nation.
                           Medicare Encompass F (HMO-POS) 
                           Medicare Encompass 65 Direct (HMO) 
                           Medicare Passport Access (PPO) 
                           Medicare Passport Standard (PPO) 
                        
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
                        Dental insurance is an important part of managing your overall health and creating a personal safety net. MetLife and its affiliate are committed to providing access to group dental plans that help you live healthier and save.  
                        
                        Learn More                          
                        If you are a current subscriber through the Bar Association, please enter the Member Portal to select your dental plan for 2023. First time users should use the link above to establish a username and password.  
                        
                        New Groups:
                        New group documents should be returned to Laura Graff at lgraff@ahrensfinancial.com, or faxed to her at (716) 862-0348.
                                                
                        Regular visits to eye professionals do more than just protect your eyesight, they can help protect your overall health. That's why yearly exams are important, even if you don't wear glasses or contacts. And when you have vision coverage, you're more likely to go for an exam. MetLife Vision can help provide the savings you need to protect the eyesight and health of every member of your family. 
                        
                        Learn More  
                        
                        If you are a current subscriber through the Bar Association, please enter the Member Portal to select your vision plan for 2023. First time users should use the link above to establish a username and password.  
                        
                        New Groups:
                        New group documents should be returned to Laura Graff at lgraff@ahrensfinancial.com, or faxed to her at (716) 862-0348.
                                                
                        With LifeLock, a leader in identity theft protection, you will enjoy exclusive members-only protection services, including proprietary identity monitoring with technology that scans a trillion data points a day looking for many kinds of threats that can lead to identity theft.  LifeLock alerts you to identity threats, and if there’s a problem, a dedicated Identity Restoration Specialist will immediately get on the case and work with you to help fix it. If needed, LifeLock will even spend up to $1 million on lawyers and experts to help restore your identity—guaranteed.
                        
                        Learn More 
                        
                        With Pet Benefit Solutions, the only company that offers pet savings plans that complement or replace pet insurance, you will save on all your pet’s medical and wellness needs, including vet visits, prescriptions, preventives and more.
                        
                        Learn More 
                        
Excellus BlueCross BlueShield is part of a family of companies that finances and delivers vital health care services to about 1.6 million people across upstate New York. Excellus BCBS provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. Excellus BCBS is a nonprofit independent licensee of the BlueCross BlueShield Association.
                          
                            Bronze Select HDHP
                            Gold Select
                            Platinum Select
                            Platinum Standard
                            Silver Select HDHP
                          
                                                    
                        
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Plan Information Coming Soon
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
                            
                            Premier Platinum 1
                            Premier Plus Gold 1
                            Premier Silver 1
                            Premier Plus Silver 3 HDHP
                            Premier Plus Bronze 3 HDHP
                            
                                                    
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Excellus BlueCross BlueShield is part of a family of companies that finances and delivers vital health care services to about 1.6 million people across upstate New York. Excellus BCBS provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. Excellus BCBS is a nonprofit independent licensee of the BlueCross BlueShield Association.
                          Simply Blue Bronze 3
                          Simply Blue Plus Gold 5
                          Simply Blue Plus Silver 2
                          Simply Blue Plus Platinum 2
                          Simply Blue Plus Platinum 3
                        
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
                            
                            EPO Platinum 1
							              EPO Gold 1 
                            EPO Silver 7
							              EPO Silver 3 HDHP
 
                            EPO Bronze 7
 
                                                    
Existing Members: please log in and elect your benefits plan on the portal by clicking the for registered user button.
New Members: When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
Excellus BlueCross BlueShield is part of a family of companies that finances and delivers vital health care services to about 1.6 million people across upstate New York. Excellus BCBS provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. Excellus BCBS is a nonprofit independent licensee of the BlueCross BlueShield Association.
                          Excellus Medicare Blue Choice Discovery (PPO)
                          Excellus Medicare Blue Choice Select (HMO)
                          Excellus Medicare Blue Choice Advanced (HMO-POS)
                          Excellus Medicare Blue Choice Extra (HMO)
                          Excellus Medicare Blue Choice Value Plus (HMO-POS)
                          Excellus Medicare Blue Choice Optimum (HMO-POS)
                      
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
MVP Health Care is a nationally recognized, regional not-for-profit health plan committed to having a positive impact on health and wellness of everyone it serves. MVP assures its members of quality health care and peace of mind—from a name you know and trust.
                            Base USACare PPO Base 20/40
                            USACare PPO BuyUp 10/15
                            Preferred Gold HMO-POS Standard
                            Preferred Gold HMO-POS Buy-Up
                                                  
When you are ready to apply for coverage under a specific plan, please download the Census and appropriate form below (if any) and then complete and securely send, email (lgraff@ahrensfinancial.com) or via fax at (716) 862-0348 to Laura Graff, Plan Director.
                         Dental insurance is an important part of managing your overall health and creating a personal safety net. MetLife and its affiliate are committed to providing access to group dental plans that help you live healthier and save.  
                         
                         Learn More                           
                         If you are a current subscriber through the Bar Association, please enter the Member Portal to select your dental plan for 2023. First time users should use the link above to establish a username and password.  
                         
                         New Groups:
                         New group documents should be returned to Laura Graff at lgraff@ahrensfinancial.com, or faxed to her at (716) 862-0348.
                                                  
                        Regular visits to eye professionals do more than just protect your eyesight, they can help protect your overall health. That's why yearly exams are important, even if you don't wear glasses or contacts. And when you have vision coverage, you're more likely to go for an exam. MetLife Vision can help provide the savings you need to protect the eyesight and health of every member of your family.
                        
                        Learn More  
                        
                        If you are a current subscriber through the Bar Association, please enter the Member Portal to select your vision plan for 2023. First time users should use the link above to establish a username and password.  
                        
                        New Groups:
                        New group documents should be returned to Laura Graff at lgraff@ahrensfinancial.com, or faxed to her at (716) 862-0348.
                                                
                        With LifeLock, a leader in identity theft protection, you will enjoy exclusive members-only protection services, including proprietary identity monitoring with technology that scans a trillion data points a day looking for many kinds of threats that can lead to identity theft.  LifeLock alerts you to identity threats, and if there’s a problem, a dedicated Identity Restoration Specialist will immediately get on the case and work with you to help fix it. If needed, LifeLock will even spend up to $1 million on lawyers and experts to help restore your identity—guaranteed.
                        
                        Learn More 
                        
                        With Pet Benefit Solutions, the only company that offers pet savings plans that complement or replace pet insurance, you will save on all your pet’s medical and wellness needs, including vet visits, prescriptions, preventives and more. 
                        
                        Learn More 
                        
300 Corporate Parkway, Suite 200N
Amherst, New York 14226
                    lgraff@ahrensfinancial.com
Phone: (716) 831-8180
                    Toll Free: (800) 852-5570
                    Fax: (716) 862-0348